Two-Pot Retirement Withdrawal or a Cash Loan: Which Costs You Less?

These articles are general information and not financial, legal or tax advice. Rates, fees and rules change, so confirm current figures with the lender, the NCR or SARS before you act. Updated 16 October 2026 Since the two-pot system started in September 2024, many South Africans have been tempted to take money from their retirement… Read More »


How to Check if a Lender Is Registered With the National Credit Regulator (NCR)

These articles are general information and not financial, legal or tax advice. Rates, fees and rules change, so confirm current figures with the lender, the NCR or SARS before you act. Updated 16 October 2026 In South Africa, anyone who lends money as a business must be registered with the National Credit Regulator. Borrowing from… Read More »


What the Repo Rate Hike to 7.25% Means for Your Loan and Credit Card Repayments

These articles are general information and not financial, legal or tax advice. Rates, fees and rules change, so confirm current figures with the lender, the NCR or SARS before you act. Updated 16 October 2026 The South African Reserve Bank’s Monetary Policy Committee raised the repo rate by 25 basis points to 7.25%, effective 25… Read More »


SASSA SRD R370 Grant Extended to 31 March 2027: What It Means for You

These articles are general information and not financial, legal or tax advice. Rates, fees and rules change, so confirm current figures with the lender, the NCR or SARS before you act. Last updated: 14 October 2026 The Social Relief of Distress (SRD) grant of R370 a month will continue until 31 March 2027. Finance Minister… Read More »


Postbank Gold Card to Black Card: How to Switch and What to Do If You Missed the Deadline

These articles are general information and not financial, legal or tax advice. Rates, fees and rules change, so confirm current figures with the lender, the NCR or SARS before you act. Last updated: 14 October 2026 Postbank Gold Card holders were required to move to the Postbank Black Card by 31 August 2026. If you… Read More »


How to Improve Your Credit Score in South Africa Before Applying for a Loan

These articles are general information and not financial, legal or tax advice. Rates, fees and rules change, so confirm current figures with the lender, the NCR or SARS before you act. Last updated: 14 October 2026 A better credit score can mean a lower interest rate and a higher chance of approval. Here is how… Read More »