Sometimes we find ourselves in dire financial needs, these needs maybe for paying school fees, beginning house, shop renovations or even kick-starting a dream business.
DialDirect can help you meet all the above mentioned dreams and anything else you can imagine of, all you need is a few things to qualify for a loan you really need:-
- Be 18 years or older
- Have a valid SA ID or Drivers License
- Have a bank account
- Be employed and earn R2 000 or more per month
- You will be required to provide proof of income documentation
- Features and Benefits
- A personal loan from R1000 up to R250 000
- Fast, paperless application process
- Decision in seconds
- Cash in your account within 24 hours
- Flexible repayment options; choose from 12 to 60 months
- Fixed monthly repayments
- Free monthly statement via email or SMS
- Optional Customer Protection Insurance
- Interest from as low as 15%
- Loan repayment terms range from 12 months to 60 months.
The maximum interest rate with regards to Dialdirect Personal Loan* is 27.50% per annum (compounded monthly).
Your rate and initiation fee will be determined according to your personal risk profile. An illustrative example of a loan at an interest rate of 27.50% would be: Loan amount of R7,500 borrowed for 24 months. Annual Interest Rate: 27.50%. Initiation fee (charged upfront): R936. Monthly service fee: R69 Total Amount payable: R13 312.Monthly instalment amount: R555.