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DialDirect Personal Loans | Instant Personal Loan | Cash loan | Short term Loan | Hassle Free

DialDirect Personal Loans

Sometimes we find ourselves in dire financial needs, these needs maybe for paying school fees, beginning house, shop renovations or even kick-starting a dream business.
DialDirect can help you meet all the above mentioned dreams and anything else you can imagine of, all you need is a few things to qualify for a loan you really need:-


  • Be 18 years or older
  • Have a valid SA ID or Drivers License
  • Have a bank account
  • Be employed and earn R2 000 or more per month
  • You will be required to provide proof of income documentation
  • Features and Benefits
    • A personal loan from R1000 up to R250 000
    • Fast, paperless application process
    • Decision in seconds
    • Cash in your account within 24 hours
    • Flexible repayment options; choose from 12 to 60 months
    • Fixed monthly repayments
    • Free monthly statement via email or SMS
    • Optional Customer Protection Insurance
    • Interest from as low as 15%
  • Loan repayment terms range from 12 months to 60 months.
    The maximum interest rate with regards to Dialdirect Personal Loan* is 27.50% per annum (compounded monthly).
    Your rate and initiation fee will be determined according to your personal risk profile. An illustrative example of a loan at an interest rate of 27.50% would be: Loan amount of R7,500 borrowed for 24 months. Annual Interest Rate: 27.50%. Initiation fee (charged upfront): R936. Monthly service fee: R69 Total Amount payable: R13 312.Monthly instalment amount: R555.